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Written by Cyndie Martini
on July 12, 2022

To understand trends in the fintech space, we can look at some of the newest fintechs in the financial services marketplace. Below we go over four of the newest fintechs. Three are located in the United States, and one is in Singapore. All were founded in 2018 or later.


Bluesheets was founded in 2020 and is based in Singapore. Bluesheets helps companies reduce repetitive accounting workflows. It can extract data from various sources and analyze it in real-time. This frees up employees to focus on areas that require deeper analysis.


Chipper Cash

Chipper Cash was founded in 2018 and is based in San Francisco, California. Although based in the US, Chipper Cash focuses on the African market. It allows users to send personal payments for free across the borders of African countries.



Sporttrade was founded in 2018 and is based in Camden, New Jersey. Sporttrade takes a unique approach to sports betting. Rather than betting on an outcome and waiting for the sports event results, you can instead choose to trade sports bets. The idea is similar to trading stocks in the financial markets.


Swan Bitcoin

Swan Bitcoin was founded in 2019. The company is based in Los Angeles, California. Swan Bitcoin automates savings for those who want to save in Bitcoin. For beginners, trading Bitcoin can be confusing and a technical challenge.

Swan Bitcoin simplifies this process by wrapping everything into a single app. Users can automate the conversion of their dollars into Bitcoin at set intervals. No need for an exchange or finding a wallet since Swan Bitcoin has a built-in wallet. Once funds are transferred from a bank account, Bitcoin is bought instantly, allowing users to get the spot price. Transactions are 0.99%, and withdrawals are free.





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