CUSO-News---Payments-Report

close

Categories

More Tags

Subscribe to Email Updates

Popular Stories

Pay-by-Bank: Anticipating the Next Wave of Innovations
Understanding Enumeration Attacks and How to Prevent Them
What It Means to Have a World Class NPS
FedNow: Changing the Game for Real-Time Payments
Combatting AI-Powered Fraud wtih AI-Powered Fraud Prevention
Written by Cyndie Martini
on July 14, 2020

As credit unions and banks were forced into transitioning nearly all of their workers into remote work over a matter of days, cybersecurity vulnerabilities spiked. Not only did the workforce move to remote work, but the majority of credit union and bank customers moved online as well. Coupled with the general population funneling into online everything, cyber-criminals found a treasure trove of potential new victims to exploit.

Since the pandemic outbreak, credit unions and banks have made great strides in the reliability of the remote capabilities. But when it comes to security, there is always room for improvement. A new report from Google shows a 350% increase  phishing attacks since the beginning of the year. Banking trojans are making a comeback as well. These banking trojans are being used in apps and websites to trick customers into logging into fake businesses.

"The trojan creates a false version of the bank's login page and overlays it on top of the legitimate app. Once the user enters their credentials into the false login page, the trojan passes the user to the real banking app login page so they do not realize they have been compromised," as stated on the FBI warning page, released June 10.

Here are three easy ways to reduce the chances that your employees will be exploited:

1.) Video conferencing — Zoom had some initial security problems once everyone rushed to use its app when the pandemic started. It has since fixed those issues. With any video conferencing, be sure to use a password-protected room with a dynamic URL (instead of static).

2.) Best email security practices are fairly straight forward. Don't click on links or download attachments unless someone you know is sending you an email.

3.) Strong, dynamic passwords — When possible, it's better to use software that fills in login credentials. This way, you can use a complex password. Also, periodically changing the password makes it more dynamic and difficult to hack.

Let Us Know What You Thought about this Post.

Put your Comment Below.

You may also like:

Cybersecurity

NCUA Provides a Tool for Credit Unions to Evaluate their Security

It looks like Russian hackers are back at it. Due to this threat, NCUA and several federal agencies have issued cybersec...

Cybersecurity

Even Bank-Grade Security Doesn't Prevent Hacks

Morgan Stanley is the latest victim of a supply chain hack. Given the high levels of security and encryption that banks ...

Cybersecurity

Cybersecurity Is Biggest Concern For Banks In 2021

When CSI polled banks about their most significant concern for 2021, the answer was cybersecurity at 34%, by far the lar...